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2 Levels and bases of tax referred to in this website are those applying under legislation in force at the time of writing the relevant article.

These levels and bases may change, and the availability and value of any tax relief will depend on your individual circumstances.

In addition, all of our products and services have their own Terms.

If you are considering applying for any of our products or services, please read these first.

Nothing in these terms and conditions and in particular within the 'Exclusion of Liability' clauses shall attempt to exclude liability that is not permissible under applicable law, including without limitation, for death or personal injury, or for fraudulent misrepresentation.

Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.This will contain important details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.Back to top 6 These 'Exclusion of Liability' provisions should be read carefully as they exclude or limit our legal liability in connection with your use of this website.Details on the changes to our Personal Banking Account Terms Personal Banking Account Terms with effect from 13 January 2018 Non-Personal Terms We are making some changes to the Terms and Conditions (the Terms) for our Non Personal customer accounts and services.The changes you will see in this notice will take effect on 13 January 2018 unless otherwise stated.

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