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Something has to change, and you’re considering debt consolidation because of the allure of one easy payment and the promise of lower interest rates.
The truth is debt consolidation loans and debt settlement companies don’t help you slay mammoth amounts of debt.
Confirms that the college or career school meets certain minimum academic standards, as defined by an accrediting body recognized by the U. From the 2009–10 award year through the 2010–11 award year, eligible students could receive up to two Federal Pell Grants within a single award year.
The Additional Eligibility field on the Grant Detail page in a student’s My Federal Student Aid account indicates whether a student was eligible for two Pell Grants in a single award year.
The enticingly low interest rate is usually an introductory promotion and applies for a certain period of time only. In almost every case, you’ll have lower payments because the term of your loan is prolonged. Your goal should be to get out of debt as fast as you can!Half years exclude summer sessions and generally fall within a 12-month period.For schools that have a year-round program of instruction, nine months is considered an academic year. Schools must be accredited to be eligible to participate in federal student aid programs.Dave says, "Personal finance is 80% behavior and only 20% head knowledge." Even though your choices landed you in a pile of debt, you have the power to work your way out! The solution isn’t a quick fix, and it won’t come in the form of a better interest rate, another loan, or debt settlement. The solution requires you to roll up your sleeves, make a plan for your money, and take action!